When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them

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When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them
by Teresa Ghilarducci
from Princeton University Press

Customer Reviews:

• Avg. Customer Rating: 3.5 / 5.0

• When I'm Sixty Four
  An excellent review of various types of retirement pensions (DB abd DC) including explanations of social security.

• Worst Seller
  I had the displeasure of attempting to do business with this seller, SH. I have purchased many books from many sellers and SH is absolutely the worst I have ever seen. They never even shipped the book despite numerous emails to SH as to status of delivery information. I also had to go through much effort to cancel transaction. I see that another seller left feedback that their book was also never shipped. I would never atempt to do business with SH again. I also question Amazon having such a seller under... more info

• Interesting proposal to fix our retirement system
  A little background on myself before I start the review: I have read over 200 books on investing, so I count myself lucky if I learn 1 new thing for each new book I read. I'm an engineer, so in my opinion, my pay falls in the middle-class segment of the US. I have been a big fan of index fund investing since 1990.
  Near the beginning of this book, the author argues the typical 70-80% replacement ratio of income at retirement is too low......she argues it should be 100% for the average worker and more... more info

• Understand the Social Security mess...and how to solve it!
  Ghilarducci's book is great because it covers so much ground and makes a complex subject uderstandable. One of the points of the book is that it describes how rotten 401(k) plans are and how much taxpayers are spending on them. The end result is that the very highest income people get huge tax breaks and half of the workforce gets nothing. It also has a good history about how we got in this mess and why baby boomers are going to do worse than their parents and grandparents in maintaining a decent standard... more info

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