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Spend 'Til the End: The Revolutionary Guide to Raising Your Living Standard--Today and When You Retire
by Laurence J. Kotlikoff, Scott Burns
from Simon & Schuster
Customer Reviews:
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Avg. Customer Rating: 4.0 / 5.0 
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Future Shock
Our lives, including our financial lives, are a complex, ever changing dynamic. This book, along with the authors ESPlanner computer program, will allow everyone to look at the long term effects of their current financial decisions. Most financial planning advice is based a generalities and simplistic rules of thumb and don't handle the long term, variable needs of our changing families. Spend to the End deals with these needs and how to maximize living standards throughout our complex lives.
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Important, stimulating, regrettably flawed 
The greatest value of this book is that it got me to "think outside the box" that has been built for me by decades of financial writers, employer 401(k) seminars, and retirement guides. It is a popular introduction to a new way of thinking about financial planning called "consumption smoothing," advocated in particular by BU professor Laurence Kotlikoff. I think almost everyone should read it. We are all sick from an overdose of the conventional wisdom and this book is therapeutic.
But I'm going to... more info
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Income Smoothing 101
A little background on myself before I start the review: I have read over 200 books on investing, so I count myself lucky if I learn 1 new thing for each new book I read. I have read quite a few columns by Scott Burns and generally agree with him on his ideas. I have read several papers and articles by Kotlikoff. I have not read any prior books written by either of these gentlemen. I have been a fan of index fund investing since 1990.
Before I read this book, I was also aware that Kotlikoff sells his... more info
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Spend till the End
This is a good no-nonsense book for those planning retirement. It offers solid advice, good relevant examples and gives alternates in planning how to survive in comfort through retirement.
While the book reads well and holds your attention it is also a great handbook to hold onto. It gives websites, addresses for agencies and resources to monitor your progress as you prepare for retirement income.
The book is written in laymans language and has a friendly "folksy" approach, rather than a... more info
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